There are five main factors that can affect the cost of your build:


You’re most likely locations based on what’s near your job, your family, and your friends; but when appraisers determine how much value to assign based on the location of the house they are also taking into consideration distance to schools, quality of schools, job opportunities, and other factors. Land cost is a major factor in the overall price of your project, and factors such as grading and clearing cost are tied to the location as well. Being careful when selecting where to build can be a big factor in the cost and ultimate value of your home build.


Square footage is a major factor in pricing your new home a bigger house will cost more than a smaller one. Items such as slab, framing, roofing, most electrical, drywall, interior trim labor, and paint are tied directly to the square footage cost. Don’t get too caught up in cost per square foot language—often focusing on this number exclusively will lead to missing hidden fees or unnecessary charges.

The true cost per square foot of your home will not be properly calculated until your builder has identified absolutely every cost related to your build, including floorplans, engineering, options, building materials, labor cost, bids from subcontractors, lot prep, well, septic, garages, interior finishes, city or county fees etc. This is why having transparent pricing in the early stages of planning your build is so important. The Bilttt Breakdown (our budgeting process) is designed to help with that. If you’d like a free consultation on your home build budget, please set an appointment with us today!


Along with size and square footage, the design of your home will have impact on the cost of your build. One-story homes generally cost more per square foot compared to two-story homes the same size. The reason is because the take up a bigger footprint which requires a larger foundation and more excavation work than a two-story home.

The more complicated the plan the more it costs due to custom architecture and engineering fees as well as the material and labor cost of complex features. Simple frame homes use less materials and are easier to construct than homes with complex roof joints and lots of features such as tray ceilings, dormers, craftsman trim, etc.

If you are on a tight budget and looking to save on home design, some of the best options are in the semi-custom category of home plans.


One advantage to building your home is you can choose any high-quality materials you like. It’s easy to get excited about all the possibilities, but the price of marble countertops, wood floors, and high-end fixtures can add up fast. Bilttt’s Breakdown budgeting tool will help keep your wants and needs in line with your budget.


The local and national  economy both have role in your home cost. Lumber and other material costs rise and fall. During the COVID-19 crisis in 2020 lumber prices increased as much as 400% in some areas and the price of items such as doors, windows, and shingles have increased as well. As demand for these items increases so does their cost. On the other hand, you may live in area that has a surplus of materials and so costs remain low. It’s also necessary to consider current interest rates and lending terms since loan interest is a major factor in the complete eventual cost of your home.

If you have questions or would like to discuss your specific home build project, please make an appointment or contact us today!